NextStudent Private Student Loans

NextStudent Private Student Loans

DTC Status
For loans to be disbursed directly to the borrower

Available now! Cash for college.
Get money for college. Undergraduates and graduates both may borrow annually up to the full cost of expenses (less financial aid received) or $40,000 (whichever is the lesser), with a NextStudent Private Loan for undergraduate and graduate students.

Get it when you want it.
Apply for a NextStudent Private Loan at the beginning of the school year, in the middle of the term or near the end. It’s up to you. There are no application deadlines and you can apply online and get preliminarily approved in as few as fifteen minutes.

Why choose a NextStudent Private Loan?
Simple. With a NextStudent Private Loan, you get more.

Fast, easy application with preliminary approval in as little as 15 minutes
Loan amounts up to the full cost of your education expenses *
No payments until after graduation or dropping below half time enrollment (for undergraduate and graduate borrowers)
No application fees
No application deadlines
Funds sent directly to you, not to your school
You may qualify with or without a cosigner
Interest may be tax-deductible (check with your tax advisor)
What are you waiting for? Apply online now.

* Undergraduate and graudate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where it has been determined that the annual cost of attendance axceeds $30,000). Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000.


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If federal aid doesn't cover the total cost of your education, you can still get the money you need. Private loans are unsecured, credit-based loans available to students for tuition and fees, room and board, school supplies, computers and other every education related expenses.

Generous borrowing limits
Deferred principal and interest while student is in school at least half time on most loans
Easy application
Preliminary approval in minutes in most cases
Money-saving repayment options for undergraduates
No application fee
Students have the option to apply using a qualified co-applicant
No application deadlines-apply any time
Funds sent directly to the borrower
Interest payments may be tax deductible consult your (tax adviser)