Consolidate Student Loans

Consolidate Student Loans and Save Hundreds of Dollars
The rates on federally guaranteed loans (which change annually) dropped July 1, 2006. Rates are now as low as 4.5% with discounts so now is the time to consolidate student loans and take advantage of NextStudent's benefit and incentive plans.
It’s Smart Money Management to Consolidate Student Loans
Consolidate your student loans now and enjoy these benefits:

Low interest rates (Lock in rates as low as 4.5%) fixed for the term of your loan can save you thousands
Lower your monthly payment burden by as much as 60%
Save 0.6% more during grace periods or eligible deferment
Get an additional 0.25% rate reduction with auto-debit
1% interest rate reduction after you make your first 36 consecutive on-time payments*
Retain all federal borrower benefits
Flexible repayment options
No fees, charges, or prepayment penalties
No credit checks or co-signers required
Consolidate Student Loans to Save Time and Hassle
After graduation, consolidation loans can help ease the burden of repayment by bundling all your student loans into a single loan with one lender and one simple repayment schedule. Students and parents are each eligible to consolidate student loans.
Consolidate Student Loans to Better Manage Your Cash Flow
By consolidating multiple student loans into one lower monthly payment, you gain the freedom to better manage your monthly budget, and invest more of your earnings for the future.
Take 2 Minutes to Apply Online or call us toll-free at (800) 299-4639
You May Qualify to Consolidate Student Loans if You:
Are no longer enrolled more than half time in school
Are in repayment or in a loan grace period (normally 6 months after leaving school)
Have not previously consolidated your loans